description: Current state and next actions
Claim status
Current state, supporting evidence, and the next action in one Markdown note.
| Insurer estimate | Contractor quote | Gap to close |
|---|---|---|
| $11,200 | $19,750 | $8,550 |
Working position
Coverage is accepted. The unresolved issue is valuation: the policy is replacement-cost, while the carrier estimate depreciates the cabinets.
Next action
By Jun 20: send the dispute to Dana Whitfield with the BlueOak Builders quote and policy §4.2.